Bank Regulations

• | Mercatus Original Podcasts Mercatus Original Podcasts
• | Macro Musings Macro Musings

Thomas Hoenig on Bank Capitalization and Fed Policy after COVID-19

• May 25, 2020

As the economy recovers from the fallout of COVID-19, policymakers should consider committing to a long-term, systematic deleveraging of the banking sector.

• | Financial Markets Financial Markets
• | Policy Briefs Policy Briefs

Why Government Shouldn’t Regulate Reputation Risk at Banks

• • Julie Hill
• April 23, 2020

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Bank Risk System From 2008 Has Problems

• • Thomas Hoenig
• March 19, 2020

• | Financial Markets Financial Markets
• | Public Interest Comments Public Interest Comments

Comment for the Comptroller of the Currency’s Proposed Rule regarding Permissible Interest on Loans That Are Sold, Assigned, or Otherwise Transferred

• • Brian Knight
  • Trace Mitchell
• January 21, 2020

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Why Would Elizabeth Warren Want More Banks?

• • Stephen Matteo Miller
• January 1, 2020

Her reform aims to avoid ‘too big to fail’ but would produce many institutions ‘too small to survive.’

• | Financial Markets Financial Markets
• | Working Papers Working Papers

Private Policies and Public Power

• • Brian Knight
  • Trace Mitchell
• October 9, 2019

When Banks Act as Regulators within a Regime of Privilege

• | Financial Markets Financial Markets
• | Public Interest Comments Public Interest Comments

Harmonizing Private Securities Offering Exemptions

• • Andrew N. Vollmer
• September 25, 2019

• | Regulation Regulation
• | Expert Commentary Expert Commentary

Sanders-Ocasio-Cortez Plan to Cap Credit Card Interest Rates will Backfire on Consumers

• • Todd Zywicki
• June 21, 2019

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

The Recent Decline in the Number of Banks

• • Stephen Matteo Miller
  • Joe Brunk
  • Vera Soliman
• June 11, 2019

A Series on Bank Size and Concentration

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Historical Perspectives on the Number of Banks

• • Stephen Matteo Miller
  • Joe Brunk
  • Vera Soliman
• June 6, 2019

A Series on Bank Size and Concentration

• | Financial Markets Financial Markets
• | Public Interest Comments Public Interest Comments

Comment in Response to Proposed Rule on Payday, Vehicle-Title, and Certain High-Cost Installment Loans

• • Thomas W. Miller, Jr.
  • Brian Knight
• May 14, 2019

• | Regulation Regulation
• | Expert Commentary Expert Commentary

Righting a Flawed Payday Loans Rule

• • Thomas W. Miller, Jr.
• March 27, 2019

• | Public Interest Comments Public Interest Comments

Regulatory Capital Rule: Capital Simplification for Qualifying Community Banking Organizations

• • Stephen Matteo Miller
• February 18, 2019

• | Monetary Policy Monetary Policy
• | Working Papers Working Papers

Money Demand and Seignorage Maximization before the End of the Zimbabwean Dollar

• • Stephen Matteo Miller
  • Thandinkosi Ndhlela
• February 5, 2019

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

On the Rising Regulatory Burden of Basel-Style Bank Capital Requirements

• • Stephen Matteo Miller
• December 14, 2018

• | Regulation Regulation
• | Expert Commentary Expert Commentary

Did the Gramm-Leach-Bliley Act Deregulate?

• • Stephen Matteo Miller
• November 29, 2018

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Did the Gramm-Leach-Bliley Act Deregulate?

• • Stephen Matteo Miller
• November 19, 2018

• | Housing Housing
• | Expert Commentary Expert Commentary

No Need to Fight over the OCC's Fintech Charter

• • Brian Knight
• October 22, 2018

• | Regulation Regulation
• | Expert Commentary Expert Commentary

Pull the US out of the European Bank for Reconstruction and Development

• • Veronique de Rugy
• August 7, 2018

• | Financial Markets Financial Markets
• | Policy Briefs Policy Briefs

Yes, the Benefits of a Higher Leverage Ratio Can Exceed the Costs

• • James R. Barth
  • Stephen Matteo Miller
• April 5, 2018